Speed Awareness Courses
In many low level speeding cases the police will offer the driver the option of attending a speed awareness course as an alternative to facing a prosecution in the magistrates court and having a conviction for an offence of speeding or having penalty points endorsed on the driving licence by way of a fixed penalty. It was generally believed that this would have no impact upon the motorists insurance premium.
This is not however always the case and motorists are increasingly finding that the speed awareness course can result in a hike in premiums.
Benefits of the Course
The speed awareness course does, however, have significant benefits for a motorist who accepts a low level speeding offence.
There will be no penalty points endorsed on the driving licence , no attendance at court and the increase in insurance premium would probably be less than if penalty points were endorsed.